Key Hider
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 3 Magnetic Hide A Key Holders Spare Key Hidden Storage Safe Secret Hider Outdoor $5.99 Time Remaining: 29d 18h 6m Buy It Now for only: $5.99 |
 New Home Security Hide A Key Rock Key Hider $3.95 Time Remaining: 5d 18h 6m Buy It Now for only: $6.95 |
 X Large Magnetic Key Hider Over Sized Keys $3.29 Time Remaining: 16d 22h 9m Buy It Now for only: $3.29 |
 Fake Rock Key Hider Hide A Key Outdoor Yard Stone $4.48 Time Remaining: 3d 1h 41m Buy It Now for only: $4.48 |
 Fake Rock Key Hider Hide A Key Outdoor Yard Stone $5.50 Time Remaining: 6d 3h 27m Buy It Now for only: $5.50 |
 Two JMK Fake Rock Hide A Key Holders Safe Outdoor Storage Geo Cache Hider 01810 $6.49 Time Remaining: 20d 17h 22m Buy It Now for only: $6.49 |
 STONE ROCK KEY HIDER ROCK HIDE A KEY SECRET ROCK HIDE A KEY SECRET ROCK SAFE $4.38 Time Remaining: 25d 19h 20m Buy It Now for only: $4.38 |
 Hide a Key Holder Hider Fake Garden Rock Yard Stone Outdoor $4.48 Time Remaining: 9d 13h 19m Buy It Now for only: $4.48 |
 New Real Look Stone Hide a Key Holder Rock Garden Hider $4.69 Time Remaining: 15d 5h 3m Buy It Now for only: $4.69 |
 GE ACCESSPOINT STOR A KEY HIDER EXTRA LARGE NIP $8.99 Time Remaining: 17d 17h 35m Buy It Now for only: $8.99 |
 Outside Outdoor Fake Rock Artificial Garden Rocks Hide a Spare Key Hiding Hider $6.95 Time Remaining: 15d 59m Buy It Now for only: $6.95 |
 Rock Key Hider Natural Shape Resin Outdoor New Free S H $7.97 Time Remaining: 8d 13h 29m Buy It Now for only: $7.97 |
 GARDEN FROG HIDE A KEY KEY HIDER SCULPTURENIB $14.95 Time Remaining: 16d 6h 49m Buy It Now for only: $14.95 |
 JMK Fake Rock Hide A Key Holder Safe Outdoor Storage Geo Cache Hider 01810 $4.49 Time Remaining: 20d 17h 19m Buy It Now for only: $4.49 |
 Evergreen Garden Ladybug Key Hider $7.99 Time Remaining: 15d 18h Buy It Now for only: $7.99 |
 YARD SPRINKLER HEAD HIDE A KEY HIDER HIDDEN FAKE SAFE $11.50 Time Remaining: 13d 9h 43m Buy It Now for only: $11.50 |
 Large Grey FAKE GARDEN ROCK STONE OUTDOOR HIDE A KEY HOLDER HIDER Child Safety $8.75 Time Remaining: 18d 20h 19m Buy It Now for only: $8.75 |
 THERMOMETER KEY HIDER INDOOR OUTDOOR THERMOMETER SECRET KEY HIDER DIVERSION SAFE $2.90 Time Remaining: 21d 10h 15m Buy It Now for only: $2.90 |
 MAGNETIC KEY HIDER HIDE AWAY STORE KEY SAFE VALUABLES MONEY BOX CACHE $2.74 Time Remaining: 6d 17h 3m Buy It Now for only: $2.74 |
 Frog Key Hider Garden Porch Patio Deck Flowerbed Decoration $14.48 Time Remaining: 7d 18h 42m Buy It Now for only: $14.48 |
 Thermometer Key Hider $6.88 Time Remaining: 11d 3m Buy It Now for only: $6.88 |
 Hide A Key Rock Outdoor Hidden Key Hider As Seen On TV $13.99 Time Remaining: 9d 7h 6m Buy It Now for only: $13.99 |
 BLESS OUR GARDEN ROCK KEY HIDER $10.99 Time Remaining: 8d 9h 15m Buy It Now for only: $10.99 |
 THERMOMETER KEY HIDER HIDDEN DIVERSION SECRET SAFE Yard $9.75 Time Remaining: 23d 11h 54m Buy It Now for only: $9.75 |
 Sprinkler Key Hider NEVER pay LOCKSMITH LOCK SMITH FEES AGAIN keep home safe $7.00 Time Remaining: 19d 16h 6m Buy It Now for only: $7.00 |
 KEY HIDER Sleeping Garden Stone Sign Plus Hide A Key Statue In One NEW $16.35 Time Remaining: 16d 10h 39m Buy It Now for only: $16.35 |
 Working Outdoor Thermometer Hide A Key Key Hider $10.99 Time Remaining: 5d 21h 10m Buy It Now for only: $10.99 |
 NEW Outdoor Security Sprinkler Head Spare Key Hider $6.97 Time Remaining: 6d 21h 42m Buy It Now for only: $6.97 |
 X Large Magnetic Key Hider by Lucky Line no 91201 $4.99 Time Remaining: 12d 16h 48m Buy It Now for only: $4.99 |
 SLEEPING GARDEN STONE HIDE A KEY KEY HIDERNIB $14.95 Time Remaining: 6d 5h 43m Buy It Now for only: $14.95 |
 CHARCOAL STONE ROCK KEY HIDER ROCK HIDE A KEY ROCK HIDE A KEY SECRET ROCK SAFE $7.45 Time Remaining: 25d 19h 35m Buy It Now for only: $7.45 |
 Fake Rock Key Hider A Key Outdoor Yard Stone Color Grey Brown $4.99 Time Remaining: 2d 13h 14m Buy It Now for only: $4.99 |
 Thermometer Key Hider $6.95 Time Remaining: 23d 16h 30m Buy It Now for only: $6.95 |
 2 FAKE GARDEN ROCKS Hide a KEY HIDER CHILD SAFETY Rock $13.25 Time Remaining: 11d 3h 51m Buy It Now for only: $13.25 |
 2 THERMOMETER 6 Keys KEY HIDER HIDDEN DIVERSION SAFE Child Safety $14.89 Time Remaining: 9d 20h 13m Buy It Now for only: $14.89 |
 FAKE ROCK KEY HIDER Safe Home Garden Security $13.67 Time Remaining: 28d 1h Buy It Now for only: $13.67 |
 Brown FAKE GARDEN ROCK OUTDOOR HIDE A KEY HOLDER HIDER Child Safety Safe $9.75 Time Remaining: 23d 18h 54m Buy It Now for only: $9.75 |
 Magnetic Key Hider Safe LARGE Magnet hiding $13.66 Time Remaining: 26d 22h 23m Buy It Now for only: $13.66 |
 Sleeping Garden Stone Key Hider Brand new $10.79 Time Remaining: 5d 13h 56m Buy It Now for only: $10.79 |
 KEY HIDER Set of 2 Sleeping Garden Stone Signs Plus Hide A Key Statues In One $20.51 Time Remaining: 12d 13h 19m Buy It Now for only: $20.51 |
 Rock Key Hider Charcoal $10.00 Time Remaining: 15d 20h 49m Buy It Now for only: $10.00 |
 Rock Key Hider Charcoal $9.14 Time Remaining: 11d 3m Buy It Now for only: $9.14 |
 Thermometer Key Hider $8.00 Time Remaining: 15d 20h 49m Buy It Now for only: $8.00 |
 Black Grey FAKE GARDEN ROCK STONE OUTDOOR HIDE A KEY HOLDER HIDER Child Safety $9.75 Time Remaining: 23d 18h 41m Buy It Now for only: $9.75 |
 Verdi Green Sea Turtle Statue Key Keeper Hider Hide Box $50.00 Time Remaining: 23d 17h 41m Buy It Now for only: $50.00 |
 Rock Key Hider Gray $8.13 Time Remaining: 11d 3m Buy It Now for only: $8.13 |
 SLEEPING GARDEN STONE KEY LLAVE HIDER $8.93 Time Remaining: 26d 12h 10m Buy It Now for only: $8.93 |
 2 YARD SPRINKLER HEADS HIDE KEY HIDER HIDDEN FAKE SAFE $17.99 Time Remaining: 5d 2h 53m Buy It Now for only: $17.99 |
 Thermometer Hide a key key hider outdoor really works $4.99 Time Remaining: 4d 22h 21m Buy It Now for only: $4.99 |
 Sprinkler Key Hider $12.63 Time Remaining: 11d 3m Buy It Now for only: $12.63 |
 Sprinkler Key Hider $12.00 Time Remaining: 15d 20h 49m Buy It Now for only: $12.00 |
 New Safe Real Look Sprinkler Key Hider $7.99 Time Remaining: 28d 16h 37m Buy It Now for only: $7.99 |
 Security Plus Thermometer Diversion Key Hider Safe $9.95 Time Remaining: 28d 16h 29m Buy It Now for only: $9.95 |
 GIANT JUMBO Magnetic Key Hider Case FOR CAR KEYS LARGE KEY SETS Lucky Line $17.54 Time Remaining: 4d 23h 40m Buy It Now for only: $17.54 |
 New Sleeping GARDEN STONE and KEY HIDER $7.87 Time Remaining: 19d 3h 16m Buy It Now for only: $7.87 |
 Sprinkler Key Hider Hide spare keys SecuritySafety $15.95 Time Remaining: 2d 21h 8m Buy It Now for only: $15.95 |
 New Safe Real Look Rock Key Hider $6.99 Time Remaining: 28d 16h 29m Buy It Now for only: $6.99 |
 Security Plus Sprinkler Spare Key Hider Diversion Safe $9.95 Time Remaining: 1d 15h 46m Buy It Now for only: $9.95 |
 ROCK KEY SECURITY HIDER As Seen On TV $15.98 Time Remaining: 13d 17h 59m Buy It Now for only: $15.98 |
 Mwave TKH Thermometer Key Hider $10.19 Time Remaining: 16d 1h 58m Buy It Now for only: $10.19 |
 Magnetic Key Hider Safe JUMBO Magnet hiding $15.62 Time Remaining: 24d 23h 43m Buy It Now for only: $15.62 |
 Access PoinT Battery Powered Digital KeySafe KEY HIDER $40.00 Time Remaining: 6d 3m Buy It Now for only: $40.00 |
 Sprinkler Key Hider $12.95 Time Remaining: 23d 16h 30m Buy It Now for only: $12.95 |
 GE Security KeySafe Pro Multiple Key Safe Key Hider $47.25 Time Remaining: 8d 17h 49m Buy It Now for only: $47.25 |
 Mwave TKH Thermometer Key Hider $10.19 Time Remaining: 25d 27m Buy It Now for only: $10.19 |
 Credit Card WALLET KEY HIDER High Quality Lucky Line Product Hide your Keys $9.76 Time Remaining: 9d 1h 26m Buy It Now for only: $9.76 |
 Home Security SPRINKLER KEY HIDING SYSTEM key hider $12.69 Time Remaining: 14d 4h 1m Buy It Now for only: $12.69 |
 Mwave TKH Thermometer Key Hider $10.19 Time Remaining: 9d 14m Buy It Now for only: $10.19 |
 Mwave TKH Thermometer Key Hider $22.18 Time Remaining: 8d 57m Buy It Now for only: $22.18 |
 SPRINKLER HEAD KEY HIDER SAFE FAKE DIVERSION SAFES $7.99 Time Remaining: 29d 23h 33m Buy It Now for only: $7.99 |
 Thermometer Key Hider Safe Fake Diversion Safe $6.99 Time Remaining: 29d 23h 48m Buy It Now for only: $6.99 |
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Master Lock 5400D Select Access Key Storage Box with Set-Your-Own Combination Lock, 1-Pack
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DescriptionIf you're still hiding your spare keys under the doormat, it's time for a better, more secure solution. The Master Lock 5400D Key Safe is a hanging unit that securely holds up to five keys. Compact and durable, this key safe will open only when you enter your personalized combination... |
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Rock Hide a Key
Sale Price: $0.01 |
DescriptionAre you hiding a spare house key under your door mat or under a flower pot on the front porch? This is the first place thieves will look to gain access to your home. With the Rock Hide a Key you will never be locked out again... |
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GE AccessPoint 001859 Stor-A-Key Locking Key Case, Gray
List Price: |
DescriptionNever be locked out of your home or car again. The Locking Stor-A-Key is popular with consumers who desire an extra level of deterrence when hiding their spare keys. This unique locking key storage case is an attractive option for safely storing keys in a variety of locations... |
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Thermometer Key Hider
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DescriptionAre you hiding a spare house key under your door mat or under a flower pot on the front porch? This is the first place thieves will look to gain access to your home. With the thermometer key hider you will never be locked out again... |
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Outdoor Security Sprinkler Head Spare Key Hider
List Price: |
DescriptionCleverly conceal a spare key in the last place anyone would think to look--key hider looks just like a pop-up sprinkler head! Made of tough ABS plastic, the large water-tight cavity holds multiple keys... |
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Rock Key Hider - Charcoal
Sale Price: $6.99 |
DescriptionAre you hiding a spare house key under your door mat or under a flower pot on the front porch? This is the first place thieves will look to gain access to your home. With the Rock Hide a Key you will never be locked out again... |
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Mwave Thermometer Key Hider
Sale Price: $9.99 |
DescriptionDescription:Are you hiding a spare house key under your door mat or under a flower pot on the front porch? This is the first place thieves will look to gain access to your home. With the thermometer key hider you will never be locked out again... |
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Spare Key Holder Wallet Insert - Credit Card Size
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DescriptionFeatures: Plastic Key Holder is the same size as a credit card to easily fit inside your wallet or purse Created from durable plastic and designed to hold 2 standard keys Fits most house keys, smaller car door keys, lock keys or any smaller keys you have Made in the USA... |
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Evergreen 84974 Garden Portly, Rabbit, 6-Inches x 7.5-Inches
List Price: |
DescriptionPortly Bunny Medium. Evergreen Portlys remain a customer favorite. They are characterized by round, chubby bodies and can be displayed indoors or out. Each Portly is uniquely sculpted and hand-painted exclusively for Evergreen... |
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Bra Stash Personal Security Wallet
Sale Price: $7.95 |
DescriptionClever small security pouch for women |
Leasing with Option to purchase is a great way to buy your own home even if you have BAD CREDIT
When sub-prime mortgages were available, it was not so bad if you had a little bump on your credit report. If you had bad credit, you paid a higher interest rate, but at least you could still share the American Dream of owning your own home. There is just something special about coming home after work to a home that you can call your own. Sure, you still owe somebody a bunch of money for it, but you know that if you take care of your home and even improve it, you alone will benefit.
Almost everyone at some point in their lives experiences situations which can injure their credit rating. Job loss, divorce, illness and even imaturity can devastate your credit and if you don't understand the credit scoring business, you may never get qualified for a prime mortgage. Many real estate investors are stepping up to the plate to help folks who have good incomes but have "bruised" credit by offering Seller Financing or Rent to Own in the absence of available bank loans. Lease Option , Rent to Own, Lease Purchase, Contract for Deed, Land Contract, Lease to Own or Owner Financing. Call it what you want, but all are legitimate forms of Seller Financing which allow you to own your own home even if you are human and have had a few bumps along the way. A seller who is serious about helping you successfully purchase the home will pull a full credit report and fully evaluate your situation. At that time, you will get a pretty reasonable estimate of how long it will take to repair your credit.
Essentially there are just two distinct types of Seller Financing. Both involve some cash up front and a monthly payment. The major difference is who holds the deed. Lease with Option to Buy and Lease Purchase, Rent to Own, Lease to Own, contract for deed and similarly named programs require that the deed stay in the name of the seller. The buyer proffers up some non refundable cash, either as a down payment or as a fee to secure the exclusive right (option) to purchase the home for some defined period of time. A monthly payment (rent) may or may not apply in part towards the purchase. Usually these arrangements stipulate that the buyer obtain conventional financing at some point in the near future, usually one to five years.
Owner financing, per se means that the deed is transfered to the buyer and the buyer signs a note payable to the seller. This approach is the only way the buyer can qualify for the Federal Tax Credit of $8,000. That is found money my friend and can represent a significant portion of the down payment. The larger down payment, the lower the ultimate interest rate when re-financing. The note to the seller is generally at an interest rate somewhat higher than market rates, much as were sub-prime mortgages.
The down payment requirement and the term of the note varies immensely and is totally dependent on the seller. It is common that a balloon payment will be stipulated after several years, but many sellers will write an ammortizing note, payable over 20 or more years. These notes are often sold on the secondary market just as are bank mortgages.
The key to a successful "seller financing" deal, (except for the long term note) is that the buyer must succeed in improving his credit and income position. Some buyers actually manage on their own to improve their credit scores, but I have found that most continue to procrastinate. That's why we have begun working with our buyers to agressively pursue the credit repair process. There are some very specific methods that are quick and successful in enhancing credit ratings. We actually implement these tactics on behalf of our buyers so that we know the steps are being taken correctly. It takes a fair amount of effort on our part and requires total cooperation from the buyer, but rewards are great. Seller Financing is truely a blessing for good folks who have had some tough breaks. It is a legitimate way to purchase a hobme and one that is becoming more and more available as bankers continue to hold their funds, afraid to loan to just about everybody.
About the Author
Full time Real Estate Investor and Professional Home Buyer, we specialize in buying houses in Lilburn GA, Snellville, Lawrenceville and Loganville, GA. We frequently use Pension Plan money of other investors to fund our purchases.