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 Brand New 60 Watt Solar Panel Charging Kit with Charge Controller Inverter $397.00 Time Remaining: 23d 7h 53m Buy It Now for only: $397.00 |
 nature powr 60Watt Solar Charging Kit RV Cabin Home Boat BackUp Remote Power Use $79.00 (1 Bid) Time Remaining: 13h 40m |
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 100pcs 435W Mono Solar Panel Cell Kit DiY + Charge Control + Junction Box New $289.00 Time Remaining: 16d 22h 9m Buy It Now for only: $289.00 |
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 15WATT 12VOLT PVC SOLAR PANEL W 7AMP CHARGE CONTROLLER MOUNTING KIT 12V 15W 7A $89.99 Time Remaining: 4d 9h 17m |
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 50pcs 215W Mono Solar Panel Cell Kit DiY + 10A Charge Control + Junction Box New $189.00 Time Remaining: 21d 20h 14m Buy It Now for only: $189.00 |
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 Mini MAX400Watt Wind Turbine Generator KitFor home application3 Years Warranty $469.00 Time Remaining: 6d 6h 26m Buy It Now for only: $469.00 |
 SAMLEX SRV 130 KIT 130 WATT SOLAR CHARGING PANEL 30 AMP CHARGE CONTROLLER KIT $703.99 Time Remaining: 2d 6h 5m Buy It Now for only: $703.99 |
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 60pcs 170W Mono Solar Panel Cell Kit DiY + 10A Charge Control + Junction Box New $169.00 Time Remaining: 21d 20h 14m Buy It Now for only: $169.00 |
 Coleman 260 Watt Solar Kit includes solar panels inverter charge Controller $1,175.00 Time Remaining: 4d 9h 44m Buy It Now for only: $1,175.00 |
 GO POWER GP RV 145E 145 WATT 82 AMP SOLAR CHARGING EXPANSION KIT NEW $611.99 Time Remaining: 2d 2h 52m Buy It Now for only: $611.99 |
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 45WATT SOLAR KIT W 400W POWER INVERTER MOUNTING RACK 7AMP CHARGE CONTROLLER $199.99 Time Remaining: 6d 2h 16m |
 50pcs 141W Mono Solar Panel Cell Kit DiY + 10A Charge Control + Junction Box New $158.00 Time Remaining: 21d 20h 14m Buy It Now for only: $158.00 |
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 Sunforce 50033 15 Watt Solar Panel Charging Kit Cells Weatherproof easy instal $109.99 Time Remaining: 6d 12h 54m Buy It Now for only: $109.99 |
 SAMLEX SRV 85 KIT 85 WATT 52 AMP SOLAR CHARGING KIT $699.99 Time Remaining: 27d 14h 13m Buy It Now for only: $699.99 |
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Three Important Factors to Consider When Shopping for Army Kit Insurance
An ever increasing number of military servicemen and officers are taking up army kit insurance cover. Before the advent of such army kit insurance cover, military life for many soldiers was fraught with unspoken anxiety, as one had to live with the knowledge of the fact that they were fully responsible for their army kit, and would have to pay for it were it to get lost or damaged in one way or another. This was an anxiety-inducing thought, as the cost of army kit can be rather high, often running into thousands of pounds (think several months’ pay) for the whole kit.
Then came army kit insurance. By taking up such army kit insurance, a soldier can live with the peace of mind of knowing that they are covered (at least financially speaking) in the event of their losing their army kit in one way or another. Army kit insurance is one of the specialized military insurance products, alongside military life insurance and personal accident insurance cover (also referred to as pa insurance) which were greeted with the most enthusiasm by both servicemen and officers in all branches of the military. The enthusiasm with which military insurance products like military life insurance like army kit insurance and pa insurance covers were met with led to the growth of specialized military insurance providers like Abacus, which was among the pioneers. Today, as more and more companies offering military insurance products spring up, many soldiers are finding themselves spoilt for choice on which provider to opt for, and what criteria to use in sorting through the various products on offer, as they all look so similar. Here then are three important factors to consider, when you are shopping for army kit insurance.
1. The cost structure of the cover: Taking any form of insurance cover is seen as a serious financial commitment, and military insurance is no exception. You need to carefully consider the cost of the army kit insurance cover you are taking, and see how that fits into your overall budget. You also need to ensure that the premiums you pay for your army kit insurance cover compare favorably with the benefits you stand to get in the event of your losing or having your army kit damaged. Of course, don’t approach your army kit insurance cover shopping with cost as the only shopping criteria as such an approach often blinds you to other important factors. Simply put, the cheapest is not always the best, though cost is still an important consideration. In looking at the cost, you will also need to consider other elements that are not explicitly mentioned, like annual fees for example. Some army kit insurance providers charge such fees (in addition to the normal premiums) whereas others don’t charge such fees. You need to look at such fees as implicit costs, as they still have to be paid for ultimately.
2. The benefit-structure of the cover: Alongside the cost structure of the army kit insurance product you are considering taking up, you also need to consider its benefit-structure. This often involves combing through the fine print carefully, looking for catches. Some of the questions you might ask include whether the army kit insurance cover only covers for lost army kit – or whether it also includes damaged military kit for example. You might also want to know whether the army kit insurance comes with worldwide coverage – or whether the coverage is only local (keeping in mind the ever-present possibility of being called up overseas duty).
3. The product provider: You also need to carefully examine (and compare) military insurance providers providing army kit insurance before committing yourself to one. Some of the things to look at in an army kit insurance provider include their experience (you might, for example consider going for an experienced army kit insurance provider like Abacus, or opt for the relatively newer, less experienced providers), the track record of the army kit insurance provider, and of course the financial stability of the insurance provider you are considering committing yourself to. You might also consider looking at what other products (besides army kit insurance) they offer, and how these other products might appeal to you. As it were, it is often better to get all your military insurance products from one insurer, as they often given great ‘discounts’ for multiple purchases. A company like Abacus for example, offers army kit insurance at greatly reduced rates if it taken alongside personal accident insurance (pa insurance) cover.
About the Author
With qualified advisers dealing with
military insurance,
army
kit insurance and
military PA insurance, many of whom have over 20 years experience in dealing
with service personnel of all ranks, you can be confident that we know what we
are talking about. At Abacus we experts on military insurance and army life
insurance.